Banking & Finance

Banking is evolving. So is the way it communicates.

The financial industry is undergoing a digital shift—customers expect instant, secure, and seamless interactions. From real-time payments to AI-driven support, banking conversations are no longer just transactional—they’re dynamic, personalized, and always on. While challenges like integrating with legacy systems and ensuring data security persist, advancements in AI and cloud solutions are actively resolving these concerns. Staying ahead means adopting smarter, faster, and more secure ways to engage with a focus on trust and personalized experiences.

Smarter banking conversations,
built for trust.

Deliver secure, seamless, and personalized interactions at every step of the customer journey.

  1. 1 Compliant, fraud-proof messaging for secure banking interactions.
  2. 2 Secure two-factor authentication (2FA) and transaction alerts.
  3. 3 Automated reminders for payments, statements, and service requests.

Smart messaging, secure banking.

Discover how banks and financial institutions use OneXtel’s CPaaS solutions to deliver faster, safer, and more efficient communication.

Secure transactions

Authenticate logins and transactions with OTPs and MFA via SMS, WhatsApp, or RCS.

Real-time alerts

Send instant notifications for deposits, withdrawals, and suspicious activities.

Automated services

Enable balance checks, statement requests, and loan application updates via chatbots.

Digital lending

Streamline loan journeys—from KYC verification to EMI reminders.

Personalized offers

Deliver targeted promotions for loans, credit cards, or insurance policies tailored to your users.

Round-the-clock assistance

Resolve queries anytime with AI-powered chat support.

Big brands.
Bigger impact.

Find out how enterprises elevate customer conversations and optimize messaging with OneXtel’s solutions.

Trusted by industry leaders. Built for scale.

The most innovative brands rely on OneXtel for mission-critical communication.

Not all CPaaS platforms are built the same.

OneXtel delivers rich, interactive messaging with carrier-grade reliability, AI-powered automation, and enterprise-grade security—so every conversation drives results.

Robust API Integration

Secure, flexible APIs connect seamlessly with your existing business systems.

Certified platform security

ISO-certified platform with RBAC and audit trails for data protection.

Unified dashboard

Manage diverse communication channels easily with a single, integrated dashboard interface.

Scalable & reliable platform

99.99% uptime with secure, high availability infrastructure architecture.

AI-powered automation tools

Use NLP and chatbots to automate and streamline interactions.

Powerful campaign management

Run personalized campaigns and access detailed, real-time performance reports.

Real success, real impact.

Fast, secure, and scalable communication trusted by businesses worldwide.

Vishal Saksena

Product Manager, Credgenics

Vishal

Currently, SMS and Flows are functioning well, and all our requirements have been promptly addressed. We are satisfied with the overall service.

OneXtel

Vishal, we’re thrilled to hear this! 🚀 Your satisfaction is our priority. Let’s keep raising the bar together!

Adil Khan

Senior Manager Customer Success,
DMI Finance

Adil Khan

Our experience with OneXtel has been highly positive. The services are reliable, scalable, and have streamlined our communication processes, improving efficiency and reducing costs. The support team is responsive, ensuring a smooth experience.

OneXtel

Adil, your kind words mean the world to us! 💼 Let’s continue creating seamless experiences for DMI Finance!

Pankaj Ray

Assistant Manager, Vishal Mega Mart

Pankaj

OneXtel’s SMS and RCS solutions have transformed our customer communication, making it seamless and effective. Engagement has improved significantly, and the team is incredibly supportive. It’s great to have a partner who truly understands our needs.

OneXtel

Pankaj, we love hearing this! 🎉 Here’s to more seamless connections and happy customers!

All you need to know about CPaaS in banking & finance, right here.

What is CPaaS in banking & finance?

CPaaS (Communication Platform as a Service) in banking & finance refers to cloud-based solutions that allow banking and financial institutions to integrate communication features like messaging, voice, and video into their applications for enhanced customer engagement and operational efficiency.

How does CPaaS improve customer engagement in banking & finance?

CPaaS enables real-time, omnichannel communication across platforms like WhatsApp, SMS, email, and voice calls, moving beyond slow traditional call centers to offer faster and more personalized interactions.

What security benefits does CPaaS offer in banking & finance?

CPaaS enhances security through features like two-factor authentication, biometric verification, and end-to-end encryption for all messages and financial data, addressing consumer concerns about data privacy and fraud.

Can CPaaS personalize banking services?

Yes, CPaaS solutions, often powered by AI and data analytics, can help banks provide tailored financial advice, personalized loan offers, and investment recommendations based on individual customer patterns and needs.

What challenges does CPaaS help banking & finance overcome?

CPaaS helps banking & finance businesses overcome challenges like operational inefficiencies, slow customer support, manual document handling, and limited fraud prevention by automating processes, offering 24/7 support, securing documents, and enabling real-time alerts.

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